Guides
Practical, plain-English guides on pricing, invoicing, taxes and job searching. Each fact links to an official source, and worked examples are labelled as illustrative.
How to Calculate Your Freelance Hourly Rate (Without Undercharging)
Work backwards from the money you want to keep: billable hours, time off, costs, tax set-aside and payment fees, with the formula and a worked example.
GuideHow to Quote a Freelance Project: Phases, Buffer, Fees and a Floor Check
Break a project into phases, add a defensible contingency, decide who pays payment fees, and check a fixed price against your hourly floor.
GuideFreelance Invoice Checklist: What to Include, Payment Terms and Follow-Up Emails
A practical invoice checklist, UK rules as a sourced example, payment terms and late payment, numbering schemes, and three follow-up emails you can copy.
GuideHow Much Should Freelancers Set Aside for Taxes? A Simple System
A separate-account system for freelance tax money, how to choose your percentage, and how US estimated tax and UK payments on account work, from official sources.
GuideHow to Track Job Applications: Columns, Statuses and a Follow-Up Rhythm
The tracker columns worth keeping, a status system that drives your to-do list, a follow-up rhythm, a weekly review and a STAR story bank for interviews.
GuideGrant Tracker Spreadsheet for Nonprofits: Deadlines, Pipeline and Reporting
How small nonprofits can track grant applications, LOI and report deadlines, win probability and weighted pipeline in one spreadsheet.
GuideEtsy Fee & Profit Calculator: How Listing, Transaction and Ads Fees Stack
How Etsy fees stack on a sale, a worked example, and how to price for real profit after materials and your time. Not affiliated with Etsy.
Calculators by topic
Etsy fees by item price
Exact US fee breakdown for $5 to $100 items, with shipping, Offsite Ads and two-item orders.
12 jobsFreelance rates by job
BLS employee wages turned into the freelance hourly rate needed to match them, with a calculator for each job.
7 pagesLandlord bookkeeping
Schedule E expense categories, repairs vs improvements, depreciation, cash flow, deposits and mileage.